I currently do not take insurance, however, I am an out of network provider for BCBS.
Many insurance policies provide some form of “out of network coverage” which permits you to choose your preferred provider. In those cases, you would pay me in full at the time of service and then submit a claim with the insurance company for partial reimbursement. I can provide you with a Super Bill of services rendered.
Step 1: Determine if you have out of network mental health coverage by checking with your insurance carrier.
Step 2: Review your coverage carefully, call your representative, and find the answers to the following questions: Do I have out of network mental health benefits? How much does my insurance reimburse for an out-of-network provider? Are services from a Licensed Marriage and Family Therapist (License # 202605) covered under my out of network mental health benefits?
Step 3: If you are satisfied with your reimbursement rate, I will render a diagnoses to include in the paperwork to submit to your insurance carrier for reimbursement. This is called a Super Bill which I provide for you.
Why don't you take insurance?
1) You must be DIAGNOSED with a mental disorder
To use insurance, a provider must render a diagnosis. Health insurance assumes that you have a mental illness and need treatment. While there are certainly times when a diagnosis is warranted and useful, there are also instances when this can be detrimental.
A diagnoses will be a part of your record. Depending on the diagnosis, it may make it difficult to obtain certain careers (i.e. law enforcement, military) and may increase your premiums, including making the process of applying for life insurance more difficult.
2) You LOSE CONTROL of your own treatment
Paying out of pocket puts you back in control of your treatment, not your insurance provider. You insurance carrier dictates how frequently you can attend therapy and can decide when you "should be" finished. At this time, they can abruptly stop covering your services.
You are making great strides investing in yourself with your time and energy, why should the insurance carrier predetermine your treatment process?
3) Your PRIVACY DECREASES
While information about your treatment is protected by law, using insurance brings another party into your personal life. Paying out of pocket offers comfort in knowing third-parties, i.e., your employer, will not be privy to your personal information.
Our increased use of technology has had great benefits, but it also leads to greater risk of information breach. The fewer systems that have access to your information, the less risk there is of a breach in your privacy.
4) You will need to put in the TIME
When using insurance to pay for sessions you may have to engage in lengthy phone calls, letter writing, and, at times, wait for reimbursements to take place.
when, where, how can i pay for my services received?
When: Payment is due at the beginning of each session in order to make the best use of our time together. Where: Payment can be given directly to your therapist while you are in the office. How: Pay by cash, check, or credit/debit card
Make checks payable to 'Shuck & Associates, PLLC'
Fee for returned check is $35
There is NO fee for use of credit card
Fee for rejected card payment is $40
* I can supply you with a statement of services rendered so you have the documentation required to reimburse yourself for your out of pocket expenses. Each plan is different, and it is important that you call to determine the easiest way for you to access your HSA or FSA funds.
What if i am running late for my session?
Your appointment time is saved for you. You session will end on time even if you are running late. If you will be more than 15 minutes late, please call me or I may assume the session is cancelled and leave the office to tend to other tasks.
How can i cancel and re-schedule my session?
You can cancel your session with a 24 hour advance notice. Failure to give this notice will result in a charge of the full session fee.* You may call or email me to cancel appointments. You may call or email me to reschedule appointments. *If you reschedule within the same week as the originally scheduled session, you will only be charged a $50 fee for the late cancellation rather than being charged for the entire session.
how can i schedule an appointment and what do i do when i arrive?
The fastest way to set up an appointment is by messaging me via this site, emailing me directly, or giving me a call and sharing your interest in services. I will walk us through the next steps.
what is a consult all about?
A consultation is a time set aside for you to be able to meet your therapist in person and have the opportunity to ask any questions you may have. This is also a time for you to express your presenting issue and what changes you would like to see. You will not be forced to discuss anything you don't wish to. You do not need to make the decision to continue with therapy at the end of the consult; you may go home and think about it. This time is for us to discover if we'll be a good fit. There is no paperwork during the consult. The consultation lasts a maximum of 30 minutes and is free.
Step 1: Decide to take the free leap towards the life you imagined.
Step 2: Contact me via email or phone and schedule the consultation with me.
Step 3: Show up and I will guide us from there.
Do you offer a sliding scale?
I do not offer sliding scale services at this time but can assist in helping you find a therapist that does.
What should i do in the case of an emergency?
If you are experiencing a medical emergency, please call 911 or go to an emergency room. If it is not a medical emergency but you need to speak to someone immediately, please call the county crisis helpline at (512) 472-4357.
what is psychotherapy?
Psychotherapy ("talk therapy") is an effective process for healing. It involves your willingness and openness to share your worries, concerns, and fears with me so that, together, we can explore the areas of your life giving you pain or frustration. We meet weekly in my office, a safe and confidential space for you to be yourself. During our sessions, I will ask questions, make assessments as needed, give a different perspective on matters, and offer accurate mirroring. You will share the presenting issue that brought you in and I will ask what you want out of therapy. We will work towards your personal goals and may discover a whole new set of goals along the way.
what is group therapy?
Group therapy is a form of psychotherapy in which a group of individuals meet to describe and discuss their current stressors, or a common grievance, together under the supervision of a licensed therapist. They receive the benefits of traditional individual therapy, but with the added support and validation of their peers, making the process of healing/grieving/growing less lonely.